Need an appraisal in Hermitage or Davidson County?

Here are the top 7 reasons why Tennessee homeowners call on Heritage Appraisal Company:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge your property tax assessment in Tennessee
To cut their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Tennessee by determining the true market value of the property in question


	Need help determining the value of your house in or near Hermitage, Tennessee? Contact Heritage Appraisal Company.

We at Heritage Appraisal Company understand the special needs of a customer looking for appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Heritage Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that is declining or is not appreciating as much as other houses close by. That means you are probably paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Heritage Appraisal Company is your #1 weapon when challenging your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Heritage Appraisal Company, we're experts in helping folks just like you delete unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be difficult from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Heritage Appraisal Company can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? An appraiser from Heritage Appraisal Company can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.